Smith Thompson focuses on providing legal representation to homeowners involved in disputes with their insurance companies, including disputes arising from sinkhole losses, water losses, wind damage, hurricane damage, termite collapse and mold losses.

Sinkhole Damage

If you suspect that your home may be experiencing sinkhole related damage, do not wait. Contact our office immediately for a free consultation, and we will have your home inspected by a team of professionals to determine whether you have a claim.

Bodily Injury

Bodily Injury claims are similar to personal injury claims and can be brought against an insurance company when you are injured due to another person’s negligence. If you have been injured and believe someone else is at fault, please contact us for a free consultation.

Fire Damage

Fire damage can be very difficult to deal with. Insurance companies often require a homeowner to fill out complicated forms in order to recover for devastating loss of a home and personal belongings. Failure to fill out those forms correctly could be fatal to your claim.

Medical Negligence

Medical malpractice is professional negligence by a health care provider in which the treatment provided falls below the medical community’s accepted standard of practice. With many cases involving medical error, injury or death to the patient may be a result.

Water Damage

Every insurance policy is different, but most cover sudden losses caused by water damage. Often, insurance companies deny claims stating that the damage was caused by constant and repeated seepage. These denials may be improper.

Personal Injury

Personal injury cases are cases brought on your behalf when you suffer either physical or emotional injuries as the result of someone else’s actions. These types of cases include slip and falls, defective products, assaults and batteries, dog bites and car accidents.

Hurricane Damage

High speed winds and flooding are primary causes of hurricane-inflicted damage. Destruction of property, and even loss of life, can result. Wind damage may result from an event caused solely by the effect of nature or natural causes, without any interference by humans.

Mold Damage

Many policies of insurance cover mold damage, yet some only afford coverage to a certain limit. Even if you have a mold exclusion or limitation, there still may be coverage for your loss depending upon the origins of the mold.

Hail Damage

Hail can cause serious damage, especially to automobiles, aircraft, skylights, glass-roofed structures, livestock and, most commonly, farmers' crops. Hail damage to roofs is difficult to identify, and often goes unnoticed until further structural damage.


Termite Damage / Collapse Claims

Many wood framed homes, apartments, or condo complexes in Florida suffer termite damage. What many property owners do not realize is that termite damage may be covered under your insurance policy.


Do you need help with your insurance claim?

Schedule your FREE consultation